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INSURANCE MADE SIMPLE
The Ultimate Insurance Buying Experience
People don’t hate insurance. They hate not understanding it. Simple Life is a digital-first way to understand, calculate, compare, choose and protect — starting with Life & Term insurance, in plain language.
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Simple advice. Smarter protection.
IRCSL certified expert Advisor
Family-First, Not Commission-First
100% Transparency – No Surprises
original.simplelife.lk/ Experience
Honest Advice, No Sales Pressure
Here is what talking to a original.simplelife.lk/ advisor feels like

original.simplelife.lk/ Advisor
Online & Ready to Help
Hi original.simplelife.lk/! I want to get term insurance for my family, but every agent is pushing high-investment plans. Can you help?
10:30 AM
Hello! We completely understand. At original.simplelife.lk/, we don't sell investment-linked products or charge spammy commissions. We focus 100% on pure protection.
10:31 AM
That’s a relief! How do we figure out how much cover I actually need?
10:32 AM
We look at your current income, ongoing liabilities, and family goals. Then we compare 2–3 suitable policies and explain every clause clearly before you pay a single rupee.
10:33 AM
Sounds simple and transparent. Let’s book a free call to get started!
10:34 AM
Book Your Free Call Today
All-in-One Protection Hub
We compare top insurance policies across Sri Lanka so you get 100% unbiased protection with zero spam.

Insurance That Matters
We focus on the two that protect your family
No investment products. No complex schemes. Just health and term insurance, done right.
Simple Life offers
Personalized Advice on
Term Life Insurance
our family gets Rs 1 crore or more in the event of your passing. Talk to an advisor now to understand, compare and finalize a policy that best suits your needs
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Life Insurance
Your medical bills will be covered if you are hospitalized. Talk to an advisor now to explore, compare, and select a plan that best meets your health needs
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The Simple Life Experience
We stay hands-on, from first call to claim settled
Get Expert Guidance
Talk to IRCSL certified experts instead of pushy salesmen, with a guaranteed no-spam policy.
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30-min consultation -
Zero cost -
Zero spam
End-to-End Assistance
Get complete handholding from Simple Life – from the moment you book a call to the moment you receive your policy.
Understand your policy
Compare policy
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Understand insurance basics -
Compare policy options -
Clarify coverage details -
Finalize the right policy -
Fill application with advisor
Lifetime Claim Support
With Simple Life expert claims team at your disposal 24/7, you and your family will always receive the support you deserve.
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Cashless help -
Reimbursement -
Ombudsman
People don’t hate insurance.
They hate not understanding it.
Insurance is important. But understanding insurance is even more important. You shouldn’t feel pressured into choosing a product you don’t understand — clarity comes before deciding.
Insurance Buying Experience
What customers experience throughout their insurance journey with Simple Life versus other platforms
Simple Life
Other Platforms
Shortlisting
Identifying a policy that best suits your financial & medical needs
Get 2-3 carefully selected policy recommendations, backed by clear explanations tailored to your needs
Minimal or no human guidance, with policies recommended without proper context
Application & Payment
The most critical step – ensuring your application is accurate
Expert assistance with your application
Clear do’s and don’ts for declarations
Help you avoid common mistakes
Minimal or no human guidance, with policies recommended without proper context
Insurance Buying Experience
What customers experience throughout their insurance journey with Simple Life versus other platforms.
Simple Life
Other Platforms
Shortlisting
Identifying a policy that best suits your financial & medical needs.
✓ Simple Life
- Get 2–3 carefully selected policy recommendations, backed by clear explanations tailored to your needs.
▧♢♙
× Other Platforms
- Minimal or no human guidance, with policies recommended without proper context.
Application & Payment
The most critical step — ensuring your application is accurate.
✓ Simple Life
- Expert assistance with your application.
- Clear do’s and don’ts for declarations.
- Help you avoid common mistakes.
- Advisor coordinates with the insurer for you.
♢▤♙
× Other Platforms
- No guidance provided.
- Application mistakes can cause issues later.
- Mistakes may disrupt the claims process.
- No insurer coordination.
Policy Issuance
Here, the insurer evaluates your application.
✓ Simple Life
- Assistance with medical tests.
- Evaluation of counteroffers.
- Resolution of any issues.
- Support throughout the claims process.
⊞▤☎
× Other Platforms
- No assistance provided.
- Rejections may require additional follow-up.
- Re-application can take additional time.
- Limited ongoing support.
Choose Simple Life for a well-guided insurance purchase
Book a free call now
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✓
SIMPLELIFE
Protected
✓
Protection
Family First
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Compare
Before You Choose
i
Understand
Your Policy
✓
Customer First
No Sales Pressure
Frequently Asked Questions
Simple Life helps you make better decisions when buying insurance. That’s it. That’s all we do.
What is SimpleLife?
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SimpleLife is a digital-first platform that makes insurance easier to understand. We help Sri Lankans learn about insurance, explore available options, and make more confident protection decisions.
How does SimpleLife work?
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We guide you through a simple journey: Understand → Calculate → Explore → Compare → Choose → Protect. You can start by learning about insurance or discussing your protection needs with us.
How do I know how much insurance I need?
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Your protection needs can depend on your income, family responsibilities, debts, future goals, and existing coverage. Our tools can help you estimate your needs and identify areas to explore further.
Can SimpleLife help me compare insurance options?
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Yes. SimpleLife is designed to make it easier to understand and compare relevant insurance options, including key benefits, costs, terms, and exclusions, subject to the products and services available through our platform and applicable regulatory requirements.
Does SimpleLife sell insurance?
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SimpleLife is focused on making insurance simpler through information, tools, and guidance. Any insurance intermediary or other regulated services are provided only subject to applicable regulatory approvals, licensing requirements, and applicable laws and regulations.
“Insurance is the only product both buyer and seller hope is never used – but when it is, having the right one is everything.”
~ Inspired by the thinking of Warren Buffett
Simple Journey
From confusion to confidence.
One clear journey to help you understand your protection needs.
01
Understand
Learn the core basics of coverage without jargon.
02
Calculate
Estimate exact financial needs based on real data.
03
Explore
Discover flexible plan structures tailored to you.
04
Compare
Side-by-side evaluation with total transparency.
05
Choose
Pick the right option with unbiased guidance.
06
Protect
Lock in lifelong peace of mind for family.
30-Min Free Consultation
Ready to Simplify Your Insurance?
Book a call with a salaried Simple Life advisor. No pressure, no spam — just honest advice tailored to your goals.
100% Salaried Advisors
Zero Sales Pressure
Clear Next Steps
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