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  • INSURANCE MADE SIMPLE

The Ultimate Insurance Buying Experience

People don’t hate insurance. They hate not understanding it. Simple Life is a digital-first way to understand, calculate, compare, choose and protect — starting with Life & Term insurance, in plain language.


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simple life

Simple advice. Smarter protection.

IRCSL certified expert Advisor

Family-First, Not Commission-First

100% Transparency – No Surprises


original.simplelife.lk/ Experience

Honest Advice, No Sales Pressure

Here is what talking to a original.simplelife.lk/ advisor feels like



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original.simplelife.lk/ Advisor

Online & Ready to Help



Hi original.simplelife.lk/! I want to get term insurance for my family, but every agent is pushing high-investment plans. Can you help?
10:30 AM

Hello! We completely understand. At original.simplelife.lk/, we don't sell investment-linked products or charge spammy commissions. We focus 100% on pure protection.
10:31 AM

That’s a relief! How do we figure out how much cover I actually need?
10:32 AM

We look at your current income, ongoing liabilities, and family goals. Then we compare 2–3 suitable policies and explain every clause clearly before you pay a single rupee.
10:33 AM

Sounds simple and transparent. Let’s book a free call to get started!
10:34 AM


Book Your Free Call Today


All-in-One Protection Hub

We compare top insurance policies across Sri Lanka so you get 100% unbiased protection with zero spam.




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Insurance That Matters

We focus on the two that protect your family

No investment products. No complex schemes. Just health and term insurance, done right.

Simple Life offers

Personalized Advice on

Term Life Insurance

our family gets Rs 1 crore or more in the event of your passing. Talk to an advisor now to understand, compare and finalize a policy that best suits your needs


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Life Insurance

Your medical bills will be covered if you are hospitalized. Talk to an advisor now to explore, compare, and select a plan that best meets your health needs


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The Simple Life Experience

We stay hands-on, from first call to claim settled

Get Expert Guidance

Talk to IRCSL certified experts instead of pushy salesmen, with a guaranteed no-spam policy.


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  • 30-min consultation

  • Zero cost

  • Zero spam

End-to-End Assistance

Get complete handholding from Simple Life – from the moment you book a call to the moment you receive your policy.


Understand your policy


Compare policy


  • Understand insurance basics

  • Compare policy options

  • Clarify coverage details

  • Finalize the right policy

  • Fill application with advisor

Lifetime Claim Support

With Simple Life expert claims team at your disposal 24/7, you and your family will always receive the support you deserve.


Register your claim


  • Cashless help

  • Reimbursement

  • Ombudsman

People don’t hate insurance.

They hate not understanding it.

Insurance is important. But understanding insurance is even more important. You shouldn’t feel pressured into choosing a product you don’t understand — clarity comes before deciding.

Insurance Buying Experience

What customers experience throughout their insurance journey with Simple Life versus other platforms

Simple Life

Other Platforms

Shortlisting

Identifying a policy that best suits your financial & medical needs



Get 2-3 carefully selected policy recommendations, backed by clear explanations tailored to your needs

Minimal or no human guidance, with policies recommended without proper context

Application & Payment

The most critical step – ensuring your application is accurate

Expert assistance with your application

Clear do’s and don’ts for declarations

Help you avoid common mistakes

Minimal or no human guidance, with policies recommended without proper context

Insurance Buying Experience

What customers experience throughout their insurance journey with Simple Life versus other platforms.

Simple Life
Other Platforms

Shortlisting

Identifying a policy that best suits your financial & medical needs.

✓ Simple Life

  • Get 2–3 carefully selected policy recommendations, backed by clear explanations tailored to your needs.

▧♢♙
× Other Platforms

  • Minimal or no human guidance, with policies recommended without proper context.

Application & Payment

The most critical step — ensuring your application is accurate.

✓ Simple Life

  • Expert assistance with your application.
  • Clear do’s and don’ts for declarations.
  • Help you avoid common mistakes.
  • Advisor coordinates with the insurer for you.

♢▤♙
× Other Platforms

  • No guidance provided.
  • Application mistakes can cause issues later.
  • Mistakes may disrupt the claims process.
  • No insurer coordination.

Policy Issuance

Here, the insurer evaluates your application.

✓ Simple Life

  • Assistance with medical tests.
  • Evaluation of counteroffers.
  • Resolution of any issues.
  • Support throughout the claims process.

⊞▤☎
× Other Platforms

  • No assistance provided.
  • Rejections may require additional follow-up.
  • Re-application can take additional time.
  • Limited ongoing support.

Choose Simple Life for a well-guided insurance purchase


Book a free call now


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✓
SIMPLELIFE
Protected

✓
Protection
Family First

↔
Compare
Before You Choose

i
Understand
Your Policy

✓
Customer First
No Sales Pressure

Frequently Asked Questions

Simple Life helps you make better decisions when buying insurance. That’s it. That’s all we do.



What is SimpleLife?
+
SimpleLife is a digital-first platform that makes insurance easier to understand. We help Sri Lankans learn about insurance, explore available options, and make more confident protection decisions.

How does SimpleLife work?
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We guide you through a simple journey: Understand → Calculate → Explore → Compare → Choose → Protect. You can start by learning about insurance or discussing your protection needs with us.

How do I know how much insurance I need?
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Your protection needs can depend on your income, family responsibilities, debts, future goals, and existing coverage. Our tools can help you estimate your needs and identify areas to explore further.

Can SimpleLife help me compare insurance options?
+
Yes. SimpleLife is designed to make it easier to understand and compare relevant insurance options, including key benefits, costs, terms, and exclusions, subject to the products and services available through our platform and applicable regulatory requirements.

Does SimpleLife sell insurance?
+
SimpleLife is focused on making insurance simpler through information, tools, and guidance. Any insurance intermediary or other regulated services are provided only subject to applicable regulatory approvals, licensing requirements, and applicable laws and regulations.

“Insurance is the only product both buyer and seller hope is never used – but when it is, having the right one is everything.”

~ Inspired by the thinking of Warren Buffett



Simple Journey

From confusion to confidence.

One clear journey to help you understand your protection needs.




01

Understand

Learn the core basics of coverage without jargon.



02

Calculate

Estimate exact financial needs based on real data.



03

Explore

Discover flexible plan structures tailored to you.



04

Compare

Side-by-side evaluation with total transparency.



05

Choose

Pick the right option with unbiased guidance.



06

Protect

Lock in lifelong peace of mind for family.


30-Min Free Consultation

Ready to Simplify Your Insurance?

Book a call with a salaried Simple Life advisor. No pressure, no spam — just honest advice tailored to your goals.


100% Salaried Advisors

Zero Sales Pressure

Clear Next Steps

Book a free call now




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